by Kacy Smith | Sep 29, 2019 | Finances, Saving Money
It’s the end of the month and all of a sudden you remember that your car registration is due in a week. But you didn’t prepare for it. What do you do now? This is where sinking funds can set you up for success. What is a “sinking” fund you... 
by Kacy Smith | Mar 20, 2019 | Finances, Organizing, Saving Money
It’s that time of the year! It’s officially Springtime even though it doesn’t feel like it in some areas. When it comes to Spring Cleaning we all think about deep cleaning our homes after a long winter. But just as you would Spring Clean your... 
by Kacy Smith | Mar 2, 2019 | Uncategorized
Steps To Making Budgets Work Effectively When a budget, used correctly and effectively, can be one of the most meaningful, relevant documents and components of financial planning. With that in mind, here are key steps that will help in making a budget work far more... by Kacy Smith | Nov 17, 2018 | Uncategorized
Learning how to make a budget can be one of the most critical financial decisions anyone ever makes. It can be the one thing that saves many people from financial ruin only because it allows them to take back control of their money. The goal of any budget is to ensure... by Kacy Smith | Oct 22, 2018 | Uncategorized
Welcome to Straight Cents! How did Straight Cents come about? A couple of years ago we realized we would be facing the “Empty Nest” Syndrome. A little scary to think, but exhilarating at the same time. I knew my husband could retire in January of 2019...
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